NUR 302 Nursing

You were exposed to several items regarding the role of government in providing healthcare.you were exposed to various players in the health care arena. In your opinion, who should fix the healthcare problems.the public or private health care systems, and or providers? The state or federal governments, and how can your recommendation be funded and by whom?

The issue that has drawn the most attention in recent times pertaining to the health care system of the US is health insurance coverage. There is an urgent need for broad access to health insurance coverage that is affordable and such coverage must have no connection with the conventional employer-paid health insurance coverage. In a system where the employees receive health insurance coverage as an element of employer-paid benefit, the employer becomes the real economic consumer of the care services and not the patient. This model allows an employee to gain health care services on the basis of their actual incremental out of pocket cost. The costs that their care would actually be is not known to the individual. If this system is abolished, healthcare would not be consumed based on the pocket costs encountered (Folland, 2016). The misalignment of incentives is a key concern. The recommended health insurance coverage would address the concern that the incentives given to the employer who is supposed to health coverage for the employees are different from that given to a patient buying the coverage for himself.

The federal government must be taking initiatives for bringing about the recommended change. Questions might arise regarding the feasibility of the solution proposed; however, the help received from the federal government would be path-changing in this regard. Budgeting of the healthcare insurance costs is crucial in this regard that only the federal government can address for cutting down the unnecessary expenses. The government funded solution would be highly solicited in this regard (Cleverley & Cleverley, 2017).

Referecnes

Cleverley, W. O., & Cleverley, J. O. (2017). Essentials of health care finance. Jones & Bartlett Learning.

Folland, S., Goodman, A. C., & Stano, M. (2016). The Economics of Health and Health Care: Pearson International Edition. Routledge.